Mobile Home Insurance

Mobile Home Insurance

Protect You and Your Family with Top-Rated Insurance from a Top-Rated Company
KFB Insurance is rated A (Excellent), one of the highest ratings awarded by the A.M. Best Company, the most respected name in insurance rating services. In addition, we also earn the A- (Excellent) rating from Weiss Ratings, Inc., a company recognized as the property and casualty insurance industry's leading consumer advocate. Both rating companies strive to provide fair and objective ratings that help consumers make wise, educated insurance purchasing decisions.

Kentucky Farm Bureau Mutual Insurance Company is the largest property and casualty insurance company based in Kentucky and we're located where our customers are - in each and every one of the 120 counties of the Commonwealth.

You'll find full-service offices and qualified local agents - hometown people ready to serve you on a personal basis.

  • Security for your home and property
  • Liability coverage
  • Special coverages available at no additional cost to you
  • Protection available
  • Optional coverages
  • Kentucky Farm Bureau Insurance discounts
  • Fast claim service

Security for Your Home and Property
The personal attention you receive from your local Kentucky Farm Bureau Insurance agent helps you select the protection that meets your needs. In addition to the coverage provided, you and your Kentucky Farm Bureau agent can tailor your policy specifically for you.

Some of the Causes of Physical Damage the Policy Provides Coverage for Include:

  • Fire or lightning
  • Windstorm or hail
  • Explosion
  • Riot or civil commotion
  • Flood
  • Aircraft
  • Theft
  • Falling objects
  • Weight of ice, snow or sleet
  • Accidental discharge or overflow of water from within a plumbing, heating, air conditioning or automatic fire protective sprinkler system or from within a household appliance
  • Breakage of glass

Your Kentucky Farm Bureau insurance also provides limited coverage for fire department service charges for your property. If you find it necessary to move your mobile home to protect it from damage by fire or another covered peril, we provide limited coverage for the cost of the move.

Liability Coverage
In addition, some claims our liability protection may cover include:

  • Bodily injury
  • Property damage
  • Medical payments
  • Damage to property of others
  • Legal defense

Special Coverages Available at No Additional Cost to You Include:

  • Debris removal
  • Tree and shrub removal
  • Fire department service charge
  • Collapse
  • Refrigerated products replacement
  • Mobile home removal due to a covered peril

Protection is Also Available for:

  • Private garage
  • Storage buildings
  • Room additions
  • Porches
  • Awnings
  • Window air conditioners

Additional Protection is Available for Your Belongings, Including:

  • Jewelry
  • Furs
  • Guns
  • Money/coins/gold
  • Silverware/goldware/pewterware
  • Computers
  • Fine arts
  • Cameras (non-commercial)
  • Golfer's equipment
  • Postage stamps
  • Musical instruments (non-professional)

Optional Coverages
Some of the optional coverages offered for an additional cost include:

  • Teacher's liability
  • Liability and physical damage coverages for all-terrain vehicles
  • Vendor's single interest
  • Replacement cost loss settlement on the mobile home for the first 5 years from the date of manufacture
  • Sudden and accidental tearing apart, cracking, burning or bulging peril and freezing peril
  • Water back-up and sump overflow
  • Identity-fraud expense coverage

Kentucky Farm Bureau Insurance Discounts
Kentucky Farm Bureau Insurance offers a number of discounts to qualified policyholders, including:

  • Multi-policy discount (in which both home and vehicle(s) are insured)
  • Dwelling age discount
  • Protection device discount (for deadbolt locks, smoke alarms, fire extinguishers, security alarm systems, sprinkler systems, etc.) 

Fast Claim Service
We have adjusters located throughout Kentucky. When you file a claim, you can expect your claim to be handled quickly and efficiently by a local adjuster.

Be Sure with Kentucky Farm Bureau Insurance
Contact your local Kentucky Farm Bureau Insurance Agent for more details about policy coverages and availability. No matter where you are in Kentucky, there's an agent near you.

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions. AD-14 (06/06)