Personal & Farm Umbrella Liability Policy
Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy can give you the peace of mind you deserve. If you're interested in higher liability limits to protect your assets and future, click here to get in touch with your hometown agent.
Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy is designed to provide additional liability coverage over and above your underlying liability policies. An umbrella policy provides extra protection over such policies as your auto, homeowner, or farmowner policy.
Available umbrella limits
- Additional liability coverage - $1 million up to $10 million
- Additional uninsured motorists coverage – available by endorsement - $1 million up to $3 million
- Additional underinsured motorists coverage – available by endorsement - $1 million up to $3 million
Common underlying policies or exposures
- Personal auto
- Farm auto
- Recreational motor vehicles (golf carts, ATVs, snowmobiles, etc.)
- Teacher's liability
Kentucky Farm Bureau Insurance has been serving families of the Bluegrass since 1943. We are the largest property and casualty insurance company in Kentucky. We're located where our customers are — in each and every one of the 120 counties in the Commonwealth. Tired of dealing with a computer or answering service? We're hometown people ready to serve you on a personal basis.
Ward, the leading provider of benchmarking and best practices studies for the insurance industry, lists Kentucky Farm Bureau Mutual Insurance Company as one of the top 50 performing property/casualty companies in the industry. This award recognizes outstanding financial results in the areas of safety, consistency, and performance over the past five years. Kentucky Farm Bureau Insurance is also rated A (excellent), one of the highest ratings awarded by the A.M. Best Company, the most respected name in insurance rating services. In addition, we are currently rated an A+ with the Better Business Bureau (BBB). BBB ratings are based on 13 trust-related factors, including fair and appropriate handling of any customer complaints filed with BBB, business stability as represented by numerous years of business, and compliance with BBB’s Standards of Trust.
If you think you may have an umbrella claim, we can help you out. Click here to get in touch with your local agent.
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- 5 tips to help prevent vehicle theft
Vehicle thefts are on the rise nationwide. Find out how you can avoid becoming a victim of this costly crime.
- Hot topic: Fire safety is always in season
According to the U.S. Fire Administration, 32 Kentuckians died in home fires in 2021. KFB Insurance encourages Kentuckians to take a few extra precautions to keep themselves, their loved ones, and their property safe from home and farm fires.