Personal & Farm Umbrella Liability Policy
Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy can give you the peace of mind you deserve. If you're interested in higher liability limits to protect your assets and future, contact your local Kentucky Farm Bureau Insurance agent.
Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy is designed to provide additional liability coverage over and above your underlying liability policies. An umbrella policy provides extra protection over such policies as your auto, homeowner, or farmowner policy.
Available umbrella limits
- Additional liability coverage - $1 million up to $10 million
- Additional uninsured motorists coverage – available by endorsement - $1 million up to $3 million
- Additional underinsured motorists coverage – available by endorsement - $1 million up to $3 million
Common underlying policies or exposures
- Personal auto
- Farm auto
- Recreational motor vehicles (golf carts, ATVs, snowmobiles, etc.)
- Teacher's liability
What to do if you experience a possible umbrella loss
If you think you may have an umbrella claim, we can help you out. Click here to get in touch with your local agent.
About Kentucky Farm Bureau Insurance
Kentucky Farm Bureau Insurance has been serving families of the Bluegrass since 1943. We are the largest property and casualty insurance company in Kentucky. We're located where our customers are — in each and every one of the 120 counties in the Commonwealth. Tired of dealing with a computer or answering service? We're hometown people ready to serve you on a personal basis.
Kentucky Farm Bureau Insurance is rated A (excellent), one of the highest ratings awarded by the A.M. Best Company, the most respected name in insurance rating services. In addition, we are currently rated an A+ with the Better Business Bureau (BBB). BBB ratings are based on 13 trust-related factors, including fair and appropriate handling of any customer complaints filed with BBB, business stability as represented by numerous years of business, and compliance with BBB’s Standards of Trust.
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Three essential tips to ensure smooth sailing this boating season
It’s easy to compile your list of boating must-haves, but if you’re forgetting safety, you could be heading for rough waters.
- Going off road? Follow these 7 tips for ATV safety
We’re all for enjoying Kentucky’s beautiful sights via four-wheeler, but practice these tips to help keep ATV injuries and fatalities down in 2023.