Personal & Farm Umbrella Liability Policy - Kentucky Farm Bureau

Personal & Farm Umbrella Liability Policy

personal farm/umbrella insurance

Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy can give you the peace of mind you deserve. If you're interested in higher liability limits to protect your assets and future, contact your local Kentucky Farm Bureau Insurance agent.

FIND A LOCAL AGENT

Coverage Options

Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy is designed to provide additional liability coverage over and above your underlying liability policies. An umbrella policy provides extra protection over such policies as your auto, homeowner, or farmowner policy.

Available umbrella limits

  • Additional liability coverage - $1 million up to $10 million
  • Additional uninsured motorists coverage – available by endorsement - $1 million up to $3 million
  • Additional underinsured motorists coverage – available by endorsement - $1 million up to $3 million

Common underlying policies or exposures

  • Personal auto
  • Farm auto
  • Motorcycle
  • Recreational motor vehicles (golf carts, ATVs, snowmobiles, etc.)
  • Motorhomes
  • Watercraft
  • Teacher's liability

What to do if you experience a possible umbrella loss

If you think you may have an umbrella claim, we can help you out. Click here to get in touch with your local agent.

About Kentucky Farm Bureau Insurance

Kentucky Farm Bureau Insurance has been serving families of the Bluegrass since 1943. We are the largest property and casualty insurance company in Kentucky. We're located where our customers are — in each and every one of the 120 counties in the Commonwealth. Tired of dealing with a computer or answering service? We're hometown people ready to serve you on a personal basis.

Ward, the leading provider of benchmarking and best practices studies for the insurance industry, lists Kentucky Farm Bureau Mutual Insurance Company as one of the top 50 performing property/casualty companies in the industry. This award recognizes outstanding financial results in the areas of safety, consistency, and performance over the past five years. Kentucky Farm Bureau Insurance is also rated A (excellent), one of the highest ratings awarded by the A.M. Best Company, the most respected name in insurance rating services. In addition, we are currently rated an A+ with the Better Business Bureau (BBB). BBB ratings are based on 13 trust-related factors, including fair and appropriate handling of any customer complaints filed with BBB, business stability as represented by numerous years of business, and compliance with BBB’s Standards of Trust.

Ward, the leading provider of benchmarking   |  one of the highest ratings awarded by the A.M. Best Company   |  Kentucky Farm Bureau Mutual Insurance Company BBB Business Review

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

5 gadgets anyone can use for a safer, smarter home
5 gadgets anyone can use for a safer, smarter home

Embracing smart home technology can seem incredibly daunting at first, but through simple, app-based controls, professional installation services, and affordable price points, anyone can make their home a little more intelligent.

Don't toss that! 5 items that should never go in the trash
Don't toss that! 5 items that should never go in the trash

Have you ever wondered what to do with dead batteries, broken electronics, and burnt-out light bulbs? Read on to find out which common household items often wrongfully end up in the trash – and what you should do with them instead.