Boat Insurance

Boat Insurance

Insurance on your boat is just as important as the insurance on your car. It provides security and protection for you, your family and the friends who enjoy boating with you.

Coverage for Your Boat
Kentucky Farm Bureau insures all types of boats, including:

  • Sailboats
  • Houseboats
  • Pontoon boats
  • Cruisers
  • Motorboats
  • Fishing boats
  • Ski boats
  • Personal watercraft

Coverage is available to protect your boat from loss or damage, whether on land or in the water, within the limits of the 48 contiguous states of the continental United States, Alaska and Canada. The policy also covers the trailer and inboard or outboard motor, as well as attached accessories and equipment.

Protection for You
Your Kentucky Farm Bureau Boat Insurance also provides protection when you become legally liable for claims brought by others for bodily injury, medical payments and property damage.

Boat Policy Discounts
Ask your local Kentucky Farm Bureau Insurance agent about our lay-up period discount, water safety Course Discount and our Experienced Operator Discount. All discounts are subject to eligibility.

Property Protection Coverage
This coverage provides protection against direct and accidental loss to the described boat, trailer and accessories.

Personal Liability Protection
This coverage provides protection to the insured person who becomes legally obligated to pay damages for bodily injury or property damage.

Medical Payments to Others Coverage
This coverage pays reasonable medical expenses incurred by others subject to all policy provisions.

Uninsured Watercraft Coverage
This optional coverage, for an additional cost, will pay damages for which the insured or a resident relative are legally entitled to recover from the owner or operator of an uninsured boat.

Be Sure with Kentucky Farm Bureau Insurance
Contact your local Kentucky Farm Bureau Agent for more details about policy coverages and availability. No matter where you are in Kentucky, there’s an agent near you.

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions. AD-13 (11/06)