Life Insurance & Financial Products
Life insurance: One of those things many people don’t think about… until it’s too late. We understand — no one wants to think about dying. But do you ever wonder how your loved ones would fare should something ever happen to you? If someone depends on you financially, life insurance is a topic you shouldn’t avoid.
Kentucky Farm Bureau Insurance is proud to offer custom-fit life insurance coverage through Southern Farm Bureau Life® Insurance Company. A wide range of life insurance products, from term to whole life, are available through your local agent right here in Kentucky.
For more information on the importance of life insurance, click here.
Your Kentucky Farm Bureau membership gives you access to a wide array of financial services offered through Southern Farm Bureau Life Insurance Company and Farm Bureau Bank. For more information on any of the services listed below, contact your local Kentucky Farm Bureau Insurance agent.
Long-term care insurance *
When injury or illness requires long term nursing facility care or home care, the cost can really add up. Depending on the type of policy selected, long term care can provide you with protection against the cost of care at home, in a nursing or assisted living facility, or even in an adult day care or hospice care facility.
This important coverage can protect against:
- Depletion of your assets
- Loss of independence
- The placement of an emotional and financial burden on family
- Lack of access to quality care.
Retirement planning **
Planning for tomorrow's needs today is a key to an enjoyable retirement. Through Southern Farm Bureau Life Insurance Company's retirement plans and annuities, your retirement years can be enjoyable ones.
Estate planning **
Your life is spent creating and building an estate to pass to future generations. At your death, estate shrinkage can be a major problem facing your family because of the various expenses involved, such as federal and state death taxes. Proper estate planning now can minimize the costs paid by your estate, creating a more generous distribution to your heirs. Estate Planning Specialists are available to privately review your situation.
*Long-term care insurance is a broker product and is not underwritten by Southern Farm Bureau® Life Insurance Company, Jackson, MS
**Life Insurance and annuity products provided by Southern Farm Bureau® Life Insurance Company, Jackson, MS
Kentucky Farm Bureau Insurance has been serving families of the Bluegrass since 1943. We are the largest property and casualty insurance company in Kentucky. We're located where our customers are — in each and every one of the 120 counties in the Commonwealth. Tired of dealing with a computer or answering service? We're hometown people ready to serve you on a personal basis.
Ward, the leading provider of benchmarking and best practices studies for the insurance industry, lists Kentucky Farm Bureau Mutual Insurance Company as one of the top 50 performing property/casualty companies in the industry. This award recognizes outstanding financial results in the areas of safety, consistency, and performance over the past five years. Kentucky Farm Bureau Insurance is also rated A (excellent), one of the highest ratings awarded by the A.M. Best Company, the most respected name in insurance rating services. In addition, we are currently rated an A+ with the Better Business Bureau (BBB). BBB ratings are based on 13 trust-related factors, including fair and appropriate handling of any customer complaints filed with BBB, business stability as represented by numerous years of business, and compliance with BBB’s Standards of Trust.
Losing a loved one is difficult, and we’re here to make the process as easy as possible for you. Your local agent will gladly talk you through every step of the death claim process.
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Motorcycle helmets: Safety over style
74 motorcyclists died on Kentucky roads in 2020, according to the Kentucky Office of Highway Safety. In the event of a crash, wearing a proper helmet may save your life.
- Cruising Kentucky: 5 essential motorcycle safety tips
Cruising the backroads of the Bluegrass on a bike is a great way to experience the scenic beauty of our state. However, driving or riding on a motorcycle can also be dangerous. Safe riding requires preparation, coordination, and excellent judgment.