Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy is designed to provide additional liability coverage over and above your underlying liability policies. An umbrella policy provides extra protection over such policies as your auto, homeowner, or farmowner policy.

Available umbrella limits

• Additional liability coverage - $1 million up to $10 million
• Additional uninsured motorists coverage – available by endorsement - $1 million up to $3 million
• Additional underinsured motorists coverage – available by endorsement - $1 million up to $3 million

Common underlying policies or exposures

• Personal auto
• Farm auto
• Motorcycle
• Recreational motor vehicles (golf carts, ATVs, snowmobiles, etc.)
• Motorhomes
• Watercraft
• Teacher's liability

If you think you may have an umbrella claim, we can help you out. Click here to get in touch with your local agent.

Kentucky Farm Bureau Insurance has been serving families of the Bluegrass since 1943. We are the largest property and casualty insurance company in Kentucky. We're located where our customers are — in each and every one of the 120 counties in the Commonwealth. Tired of dealing with a computer or answering service? We're hometown people ready to serve you on a personal basis.

Kentucky Farm Bureau Insurance is rated A- (excellent) by A.M. Best, the most respected name in insurance rating services. In addition, we are currently rated an A+ with the Better Business Bureau (BBB). BBB ratings are based on 13 trust-related factors, including fair and appropriate handling of any customer complaints filed with BBB, business stability as represented by numerous years of business, and compliance with BBB’s Standards of Trust.

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