Our Broad Form policy also protects your home, garage, other structures and contents.  The Broad Form policy provides coverage on property that does not need all of the protection offered by the Special Form. Some of the causes of physical damage the Broad Form policy provides coverage for are:

• Fire
• Windstorm or hail
• Riot or civil commotion
• Aircraft
• Smoke
• Lightning
• Explosion
• Vehicles
• Vandalism or malicious mischief
• Volcanic eruption
• Theft (limited on premises)
• Sudden and accidental tearing apart, cracking, burning or bulging
• Accidental discharge or overflow of water or steam
• Sudden and accidental damage from artificially generated current
• Falling objects
• Weight of ice, snow or sleet
• Freezing

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.