Broad Form Homeowners Insurance Coverage from Kentucky Farm Bureau Insurance

Our Broad Form policy also protects your home, garage, other structures and contents.  The Broad Form policy provides coverage on property that does not need all of the protection offered by the Special Form. Some of the causes of physical damage the Broad Form policy provides coverage for are:

  • Fire
  • Windstorm or hail
  • Riot or civil commotion
  • Aircraft
  • Smoke
  • Lightning
  • Explosion
  • Vehicles
  • Vandalism or malicious mischief
  • Volcanic eruption
  • Theft (limited on premises)
  • Sudden and accidental tearing apart, cracking, burning or bulging
  • Accidental discharge or overflow of water or steam
  • Sudden and accidental damage from artificially generated current
  • Falling objects
  • Weight of ice, snow or sleet
  • Freezing

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Combating distracted driving... with your phone?
Combating distracted driving... with your phone?

Cellphone blocking technology removes the temptation of distracted driving altogether by prohibiting calls or texts while a vehicle is in motion.

What is distracted driving?
What is distracted driving?

Today, the number of cellphones in the U.S. surpasses the country’s population. And according to a study by AT&T, 70 percent of people admit to using those cellphones while driving.