Coverage Options

No two homes are exactly alike, so no two policies should be either. Your local Kentucky Farm Bureau Insurance agent will help you select the protection that meets your needs. You can even tailor your policy to provide additional coverage for those extra special valuables, like jewelry, musical equipment, or computers.

Property coverages

  • Dwelling
  • Other structures
  • Personal property
  • Loss of use

Liability coverages

  • Bodily injury
  • Medical payments
  • Property damage

Optional coverages

  • Personal property replacement cost
  • Earthquake
  • Water back-up and sump overflow
  • Home day care
  • Additional limits of liability
  • Identity fraud expense  

Additional coverages for personal possessions available

  • Jewelry
  • Furs
  • Firearms
  • Money/coins/gold
  • Silverware/goldware/pewterware
  • Computers
  • Fine Arts
  • Cameras (non-commercial)
  • Golfer's equipment
  • Postage stamps
  • Musical instruments (non-professional)
    * Speak with a local agent if you wish to insure an item you don't see listed above

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Rollout of new, secure driver's licenses begins in March
Rollout of new, secure driver's licenses begins in March

Transportation officials share preliminary schedule, urge Kentuckians to prepare documentation now.

Why should Kentuckians consider earthquake insurance?
Why should Kentuckians consider earthquake insurance?

Kentucky is one of 16 states at the highest risk for earthquakes, according to the United States Geological Survey.