Ways to Save On Homeowners Insurance
Check out a brief description of some of our discounts below. If you're interested in learning more, chat with your local agent for specific rules and eligibilities.
Active automobile policy discount
If you have an active automobile policy with us, you are qualified for up to a 20% reduction in your annual premium.
Dwelling age discount
If you live in a newly constructed home, you may be eligible for a discounted premium.
Protective devices discount
We'd be happy to reward you for safety enhancements made to your property, such as deadbolt locks, smoke alarms, fire extinguishers, security alarms systems, sprinkler systems, and more.
Dwelling roof discount
This discount applies when you have a newer roof on your home.
"Property Plus" discount
We love to reward good members! Claim-free members and/or those with a qualifying insurance score may be eligible for a discount.
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Hot topic: Fire safety is always in season
According to the U.S. Fire Administration, 49 Kentuckians died in home fires in 2022. KFB Insurance encourages Kentuckians to take a few extra precautions to keep themselves, their loved ones, and their property safe from home and farm fires.
- 9 tips for avoiding a deer collision this fall
Each year, the native white-tailed deer species is the cause of 150 human deaths and 1.5 million vehicle collisions nationally, according to the Insurance Institute for Highway Safety.