Ways to Save On Homeowners Insurance - Kentucky Farm Bureau

Ways to Save On Homeowners Insurance

Check out a brief description of some of our discounts below. If you're interested in learning more, chat with your local agent for specific rules and eligibilities.

Active automobile policy discount 
If you have an active automobile policy with us, you are qualified for up to a 20% reduction in your annual premium.

Dwelling age discount
If you live in a newly constructed home, you may be eligible for a discounted premium.

Protective devices discount
We'd be happy to reward you for safety enhancements made to your property, such as deadbolt locks, smoke alarms, fire extinguishers, security alarms systems, sprinkler systems, and more.

Dwelling roof discount
This discount applies when you have a newer roof on your home.

"Property Plus" discount
We love to reward good members! Claim-free members and/or those with a qualifying insurance score may be eligible for a discount.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

After the storm: What to do following a property loss
After the storm: What to do following a property loss

You never know when a storm may hit, but you can prepare ahead of time by learning how to minimize the damage and properly report a loss to your Kentucky Farm Bureau Insurance agent.

Flood insurance 101
Flood insurance 101

Floods are the nation’s most common and costly natural disaster, producing millions of dollars of destruction every year, according to the National Flood Insurance Program.