Ways to Save On Homeowners Insurance

Check out a brief description of some of our discounts below. If you're interested in learning more, chat with your local agent for specific rules and eligibilities.

Active automobile policy discount 
If you have an active automobile policy with us, you are qualified for up to a 20% reduction in your annual premium.

Dwelling age discount
If you live in a newly constructed home, you may be eligible for a discounted premium.

Protective devices discount
We'd be happy to reward you for safety enhancements made to your property, such as deadbolt locks, smoke alarms, fire extinguishers, security alarms systems, sprinkler systems, and more.

Dwelling roof discount
This discount applies when you have a newer roof on your home.

"Property Plus" discount
We love to reward good members! Claim-free members and/or those with a qualifying insurance score may be eligible for a discount.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Why should Kentuckians consider earthquake insurance?
Why should Kentuckians consider earthquake insurance?

Kentucky is one of 16 states at the highest risk for earthquakes, according to the United States Geological Survey.

Frozen pipe prevention 101
Frozen pipe prevention 101

Frozen water can wreak havoc on metal or plastic pipes, no matter their strength. According to the Insurance Institute for Business and Home Safety, a 1/8th inch crack in a pipe can spew up to 250 gallons of water a day!