Your landlord's policy does not protect your personal property (like electronics, furniture, and clothing). If you live in an apartment or rental home, a renter's insurance policy protects your personal property. If you own your condominium, your policy offers personal property coverage, as well as coverage for your condo unit. If you have a covered loss, we also provide coverage for certain increased living expenses.

Kentucky Farm Bureau Insurance helps protect your property against physical damage caused by:

• Fire
• Windstorm or hail
• Riot or civil commotion
• Aircraft
• Smoke
• Lightning
• Explosion
• Vehicles
• Vandalism or malicious mischief
• Volcanic eruption
• Theft
• Sudden or accidental tearing apart, cracking, burning, or bulging
• Accidental discharge or overflow of water or steam
• Sudden and accidental damage from artificially generated electrical current
• Falling objects
• Weights of ice, snow, or sleet
• Freezing
• Limited glass breakage

In addition, some claims our liability coverage may cover include:

• Bodily injury
• Medical payments
• Property damage

^{Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.}