Renters Insurance

Your landlord's policy does not protect your personal property (like electronics, furniture, and clothing). If you live in an apartment or rental home, a renter's insurance policy protects your personal property. If you own your condominium, your policy offers personal property coverage, as well as coverage for your condo unit. If you have a covered loss, we also provide coverage for certain increased living expenses.

Kentucky Farm Bureau Insurance helps protect your property against physical damage caused by:

  • Fire
  • Windstorm or hail
  • Riot or civil commotion
  • Aircraft
  • Smoke
  • Lightning
  • Explosion
  • Vehicles
  • Vandalism or malicious mischief
  • Volcanic eruption
  • Theft
  • Sudden or accidental tearing apart, cracking, burning, or bulging
  • Accidental discharge or overflow of water or steam
  • Sudden and accidental damage from artificially generated electrical current
  • Falling objects
  • Weights of ice, snow, or sleet
  • Freezing
  • Limited glass breakage

In addition, some claims our liability coverage may cover include:

  • Bodily injury
  • Medical payments
  • Property damage

Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions. 

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Motorcycle helmets: Safety over style
Motorcycle helmets: Safety over style

74 motorcyclists died on Kentucky roads in 2020, according to the Kentucky Office of Highway Safety. In the event of a crash, wearing a proper helmet may save your life.

Cruising Kentucky: 5 essential motorcycle safety tips
Cruising Kentucky: 5 essential motorcycle safety tips

Cruising the backroads of the Bluegrass on a bike is a great way to experience the scenic beauty of our state. However, driving or riding on a motorcycle can also be dangerous. Safe riding requires preparation, coordination, and excellent judgment.