Your landlord's policy does not protect your personal property (like electronics, furniture, and clothing). If you live in an apartment or rental home, a renter's insurance policy protects your personal property. If you own your condominium, your policy offers personal property coverage, as well as coverage for your condo unit. If you have a covered loss, we also provide coverage for certain increased living expenses.
Kentucky Farm Bureau Insurance helps protect your property against physical damage caused by:
- Windstorm or hail
- Riot or civil commotion
- Vandalism or malicious mischief
- Volcanic eruption
- Sudden or accidental tearing apart, cracking, burning, or bulging
- Accidental discharge or overflow of water or steam
- Sudden and accidental damage from artificially generated electrical current
- Falling objects
- Weights of ice, snow, or sleet
- Limited glass breakage
In addition, some claims our liability coverage may cover include:
- Bodily injury
- Medical payments
- Property damage
Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Motorcycle helmets: Safety over style
74 motorcyclists died on Kentucky roads in 2020, according to the Kentucky Office of Highway Safety. In the event of a crash, wearing a proper helmet may save your life.
- Cruising Kentucky: 5 essential motorcycle safety tips
Cruising the backroads of the Bluegrass on a bike is a great way to experience the scenic beauty of our state. However, driving or riding on a motorcycle can also be dangerous. Safe riding requires preparation, coordination, and excellent judgment.