Special Form Homeowners Insurance Coverage from Kentucky Farm Bureau Insurance
The Special Form Policy provides coverage for risk of direct physical loss of your home, garage and additional structures. The Special Form Policy protects your contents from the perils listed under the Broad Form Homeowners coverage and adds additional coverages (some of which are noted below). You may choose to broaden coverage on specific property even further through the Scheduled Personal Property endorsement.
Some examples of risks which may be covered under the Special Form include:
- Wind-driven rain damage
- Paint spills
- Counter top scorching
- Aquarium spills damaging floors
- Personal property replacement cost is also available
Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- 6 simple ways to save water at home
According to the Environmental Protection Association (EPA), the average American family uses more than 400 gallons per day at home – and 70 percent of that is water used indoors.
- 8 ways to prep your home for summer vacation
As you ready your family for the summer adventures ahead, don’t forget to prep your home for your absence. Put your mind at ease by following these eight tips to prepare your home for summer vacation.