Special Form Homeowners Insurance Coverage from Kentucky Farm Bureau Insurance
The Special Form Policy provides coverage for risk of direct physical loss of your home, garage and additional structures. The Special Form Policy protects your contents from the perils listed under the Broad Form Homeowners coverage and adds additional coverages (some of which are noted below). You may choose to broaden coverage on specific property even further through the Scheduled Personal Property endorsement.
Some examples of risks which may be covered under the Special Form include:
- Wind-driven rain damage
- Paint spills
- Counter top scorching
- Aquarium spills damaging floors
- Personal property replacement cost is also available
Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Will your driver's license fly?
The federal REAL ID act begins on Oct. 1, 2021.
- Distracted driving has been around longer than you think
Early examples of distracted driving studies go back as far as 1963, when scientist John Senders took to the roads blindfolded – all in the name of research.