Special Form Homeowners Insurance Coverage from Kentucky Farm Bureau Insurance
The Special Form Policy provides coverage for risk of direct physical loss of your home, garage and additional structures. The Special Form Policy protects your contents from the perils listed under the Broad Form Homeowners coverage and adds additional coverages (some of which are noted below). You may choose to broaden coverage on specific property even further through the Scheduled Personal Property endorsement.
Some examples of risks which may be covered under the Special Form include:
- Wind-driven rain damage
- Paint spills
- Counter top scorching
- Aquarium spills damaging floors
- Personal property replacement cost is also available
Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Hot topic: Fire safety is always in season
According to the U.S. Fire Administration, 32 Kentuckians died in home fires in 2021. KFB Insurance encourages Kentuckians to take a few extra precautions to keep themselves, their loved ones, and their property safe from home and farm fires.
- Trees, leaves and debris: Your gutters' worst enemies
The soft leaves, pine needles, saplings and debris in your gutters are perfect home-building materials for invasive critters such as squirrels, possums, birds and cockroaches.