Anywhere at risk of rain is at risk of flood. Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year, according to the National Flood Insurance Program (NFIP). Homeowners and renters policies written through Kentucky Farm Bureau Insurance do not cover flood damage. 

Flood insurance is a great extra layer of protection no matter where you live. If you live in a "high risk" area, you may be required to have flood insurance, but floods can happen anywhere. In fact, more than 20 percent of flood claims come from properties outside the high risk flood zone, according to the NFIP.

Click here for National Flood Insurance Program information to help you learn about flood insurance. You can find general information about buying flood insurance, what is and is not covered by flood insurance, and frequently asked questions about flood insurance policies.

Policyholders can report a flood claim through Southern Farm Bureau Casualty Insurance Company^TM by clicking here and choosing the “Report a Claim” option. 

Policyholders can also report a flood claim by calling 1-800-647-8052. Southern Farm Bureau Casualty Insurance Company hours of operation are Monday – Friday 8:00 a.m. - 4:30 p.m. CST.

Kentucky Farm Bureau Insurance has been serving families of the Bluegrass since 1943. We are the largest property and casualty insurance company in Kentucky. We're located where our customers are — in each and every one of the 120 counties in the Commonwealth. Tired of dealing with a computer or answering service? We're hometown people ready to serve you on a personal basis.

Kentucky Farm Bureau Insurance is rated A- (excellent) by A.M. Best, the most respected name in insurance rating services. In addition, we are currently rated an A+ with the Better Business Bureau (BBB). BBB ratings are based on 13 trust-related factors, including fair and appropriate handling of any customer complaints filed with BBB, business stability as represented by numerous years of business, and compliance with BBB’s Standards of Trust.

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