Modified Homeowners Insurance Coverage from Kentucky Farm Bureau Insurance
Our Modified Homeowners insurance protects your home, garage, other structures and contents.
Some of the risks the Modified Form covers on a limited basis include:
- Fire
- Windstorm or hail
- Riot or civil commotion
- Aircraft
- Smoke
- Lightning
- Explosion
- Vehicles
- Vandalism or malicious mischief
- Volcanic Eruption
- Theft (limited on premises)
Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Fireworks safety: 4 keys to having a dynamite Fourth of July
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There’s no doubt that fireworks are fun, but they’re also the culprit of more than 10,000 hospital visits in the U.S. each year.
- Look before you lock: Six tips to prevent child and pet heatstroke
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In 2024, 39 children across the United States died from heatstroke in unattended cars.