Modified Homeowners Insurance Coverage from Kentucky Farm Bureau Insurance

Our Modified Homeowners insurance protects your home, garage, other structures and contents.

Some of the risks the Modified Form covers on a limited basis include:

  • Fire
  • Windstorm or hail
  • Riot or civil commotion
  • Aircraft
  • Smoke
  • Lightning
  • Explosion
  • Vehicles
  • Vandalism or malicious mischief
  • Volcanic Eruption
  • Theft (limited on premises) 

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Is your employer-provided life insurance enough?
Is your employer-provided life insurance enough?

For millions of working Americans, employer-provided life insurance is a valuable perk. However, it may not provide enough coverage for your loved ones after you’re gone. Check out this article for information on when it may be necessary to purchase additional coverage.   

Steps for sharing the road with farm equipment
Steps for sharing the road with farm equipment

It's harvest time in the Bluegrass State! That means Kentucky drivers are pretty likely to encounter slow-moving farm equipment on the roadways.