Modified Homeowners Insurance Coverage from Kentucky Farm Bureau Insurance

Our Modified Homeowners insurance protects your home, garage, other structures and contents.

Some of the risks the Modified Form covers on a limited basis include:

  • Fire
  • Windstorm or hail
  • Riot or civil commotion
  • Aircraft
  • Smoke
  • Lightning
  • Explosion
  • Vehicles
  • Vandalism or malicious mischief
  • Volcanic Eruption
  • Theft (limited on premises) 

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

8 tips for extension cord safety
8 tips for extension cord safety

Extension cords aren’t simply plug-and-go tools, as so many people treat them. Follow these tips to ensure that your home stays safe when extension cords are in use.

Christmas tree safety tips
Christmas tree safety tips

Avoid a tree tragedy this holiday season! From 2011 to 2015, Christmas trees caused an average of 200 home fires, resulting in six deaths, 16 injuries, and $14.8 million in direct property damage annually.