Modified homeowners coverage - Kentucky Farm Bureau

Modified Homeowners Insurance Coverage from Kentucky Farm Bureau Insurance

Our Modified Homeowners insurance protects your home, garage, other structures and contents.

Some of the risks the Modified Form covers on a limited basis include:

  • Fire
  • Windstorm or hail
  • Riot or civil commotion
  • Aircraft
  • Smoke
  • Lightning
  • Explosion
  • Vehicles
  • Vandalism or malicious mischief
  • Volcanic Eruption
  • Theft (limited on premises) 

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

5 tips for sharing the road with school buses
5 tips for sharing the road with school buses

Children are 70 times more likely to get to school safely while on the school bus as opposed to riding in a car.

A parent's guide to car and booster seats
A parent's guide to car and booster seats

Parents and caregivers have the ability to make lifesaving differences when buckling young ones in for a trip.