Ways to Save On Homeowners Insurance

Check out a brief description of some of our discounts below. If you're interested in learning more, chat with your local agent for specific rules and eligibilities.

Active automobile policy discount
If you have an active automobile policy with us, you are qualified for up to a 20% reduction in your annual premium.

Dwelling age discount
If you live in a newly constructed home, you may be eligible for a discounted premium.

Protective devices discount
We'd be happy to reward you for safety enhancements made to your property, such as deadbolt locks, smoke alarms, fire extinguishers, security alarms systems, sprinkler systems, and more.

Dwelling roof discount
This discount applies when you have a newer roof on your home.

"Property Plus" discount
We love to reward good members! Claim-free members and/or those with a qualifying insurance score may be eligible for a discount.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

5 gadgets anyone can use for a safer, smarter home: Embracing smart home technology can seem incredibly daunting at first, but through simple, app-based controls, professional installation services, and affordable price points, anyone can make their home a little more intelligent.

How to properly prepare your home for winter weather: Proper maintenance protects the longevity of your home. Tackling a few seasonal chores in the fall may help save you from a costly winter disaster.