Special Form Farmowners Coverage

Our Special Form policy provides coverage for risk of direct physical loss of your dwelling unless it is otherwise excluded. Your contents are protected from the perils listed under the Broad Form Farmowners coverage. You may choose to broaden coverage on specific property (i.e. jewelry, furs) through the Scheduled Personal Property endorsement.

Some examples of risks that may be covered under the Special Form include:

  • Wind-driven rain damage
  • Paint spills
  • Counter top scorching
  • Aquarium spills damaging floors

Personal property replacement cost is also available.

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Winterizing your warm weather wheels
Winterizing your warm weather wheels

One of the biggest mistakes people make when storing a vehicle for the winter is leaving the fuel gauge at its current level. Gasoline can go bad in as little as 60 days and cause damage that far exceeds the bill for a new tank of fuel.

4 things you need to know about asbestos in homes
4 things you need to know about asbestos in homes

Although the use of asbestos has been regulated by government agencies since the 1970s, it still exists in many homes across the U.S.