Special Form Farmowners Coverage
Our Special Form policy provides coverage for risk of direct physical loss of your dwelling unless it is otherwise excluded. Your contents are protected from the perils listed under the Broad Form Farmowners coverage. You may choose to broaden coverage on specific property (i.e. jewelry, furs) through the Scheduled Personal Property endorsement.
Some examples of risks that may be covered under the Special Form include:
- Wind-driven rain damage
- Paint spills
- Counter top scorching
- Aquarium spills damaging floors
Personal property replacement cost is also available.
Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
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You never know when a storm may hit, but you can prepare ahead of time by learning how to minimize the damage and properly report a loss to your Kentucky Farm Bureau Insurance agent.
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Floods are the nation’s most common and costly natural disaster, producing millions of dollars of destruction every year, according to the National Flood Insurance Program.