Special Form Farmowners Coverage

Our Special Form policy provides coverage for risk of direct physical loss of your dwelling unless it is otherwise excluded. Your contents are protected from the perils listed under the Broad Form Farmowners coverage. You may choose to broaden coverage on specific property (i.e. jewelry, furs) through the Scheduled Personal Property endorsement.

Some examples of risks that may be covered under the Special Form include:

  • Wind-driven rain damage
  • Paint spills
  • Counter top scorching
  • Aquarium spills damaging floors

Personal property replacement cost is also available.

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Combating distracted driving... with your phone?
Combating distracted driving... with your phone?

Cellphone blocking technology removes the temptation of distracted driving altogether by prohibiting calls or texts while a vehicle is in motion.

What is distracted driving?
What is distracted driving?

Today, the number of cellphones in the U.S. surpasses the country’s population. And according to a study by AT&T, 70 percent of people admit to using those cellphones while driving.