Broad Form Farmowners Coverage - Kentucky Farm Bureau

Broad Form Farmowners Coverage

The Broad Form policy provides coverage on property not needing the additional protection offered by the Special Form.

Some of the causes of physical damage the Broad Form policy provides coverage for include:

  • Fire [Broad Form Farmowner Insurance]
  • Lightning
  • Windstorm or hail
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Smoke
  • Vehicles
  • Vandalism or malicious mischief
  • Accidental discharge/overflow of water/steam from within a plumbing, heating or AC system or domestic appliance
  • Building glass breakage
  • Theft or attempted theft (on/off premises)
  • Falling objects (outside dwelling)
  • Weight of ice, sleet, snow
  • Sudden and accidental tearing apart, bulging, cracking or burning of a heating and/or AC system or water-heating appliance
  • Sudden and accidental loss caused by artificially generated electrical currents
  • Freezing
  • Volcanic eruption

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Why is catalytic converter theft skyrocketing, and what can you do about it?
Why is catalytic converter theft skyrocketing, and what can you do about it?

According to the National Insurance Crime Bureau (NICB), catalytic converter thefts have seen a significant increase across the country since March of 2020, the start of the global COVID-19 pandemic.

Look before you lock: Six tips to prevent child and pet heatstroke
Look before you lock: Six tips to prevent child and pet heatstroke

In 2021, 23 children across the United States died from heatstroke in unattended cars.