Broad Form Farmowners Coverage

The Broad Form policy provides coverage on property not needing the additional protection offered by the Special Form.

Some of the causes of physical damage the Broad Form policy provides coverage for include:

  • Fire [Broad Form Farmowner Insurance]
  • Lightning
  • Windstorm or hail
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Smoke
  • Vehicles
  • Vandalism or malicious mischief
  • Accidental discharge/overflow of water/steam from within a plumbing, heating or AC system or domestic appliance
  • Building glass breakage
  • Theft or attempted theft (on/off premises)
  • Falling objects (outside dwelling)
  • Weight of ice, sleet, snow
  • Sudden and accidental tearing apart, bulging, cracking or burning of a heating and/or AC system or water-heating appliance
  • Sudden and accidental loss caused by artificially generated electrical currents
  • Freezing
  • Volcanic eruption

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Steps for sharing the road with farm equipment
Steps for sharing the road with farm equipment

It's harvest time in the Bluegrass State! That means Kentucky drivers are pretty likely to encounter slow-moving farm equipment on the roadways.

Why is renters insurance important?
Why is renters insurance important?

Do you know who would be financially responsible for your belongings if your apartment caught on fire or was broken into?  If you think that your landlord is on the hook for your stuff in the event of a catastrophe — think again.