Coverage Options

From poultry farms to peach farms, we've got you covered. Your local Kentucky Farm Bureau Insurance agent will help you select the protection that meets your needs. You can even tailor your policy to provide additional coverage to your dwelling, contents, farm equipment, and farm buildings.

Property coverages

  • Dwelling
  • Personal property
  • Additional living expense and loss of rents coverage

Liability coverage

  • Bodily injury
  • Medical payments
  • Property damage
  • First aid expense
  • Incidental farm business pursuit (i.e. roadside stands)
  • Limited pollution

Coverage for your farm equipment and farm buildings
When you insure your farm equipment or farm buildings, some of the perils you receive protection from are:

  • Fire and lightning
  • Windstorm or hail
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism and malicious mischief
  • Glass breakage (farm building only)
  • Falling objects
  • Theft or attempted theft
  • Overturn or collision (farm equipment only)

Optional coverages

  • Named persons medical
  • Farm employee loss of wages
  • Farm employee liability

Additional coverages available

  • Water back-up and sump overflow
  • Jewelry
  • Earthquake
  • Additional animal perils
  • Farm equipment glass coverage
  • Business pursuits
  • All terrain vehicles
  • Identity fraud expense
  • Equine business liability
  • Weight of ice, sleet, and snow

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Avoid 'fowl' play with these Thanksgiving cooking tips
Avoid 'fowl' play with these Thanksgiving cooking tips

Thanksgiving is the peak day for home cooking fires. In 2015, U.S. fire departments responded to more than 1,700 on that day alone.

Winterizing your warm weather wheels
Winterizing your warm weather wheels

One of the biggest mistakes people make when storing a vehicle for the winter is leaving the fuel gauge at its current level. Gasoline can go bad in as little as 60 days and cause damage that far exceeds the bill for a new tank of fuel.