Coverage Options

From poultry farms to peach farms, we've got you covered. Your local Kentucky Farm Bureau Insurance agent will help you select the protection that meets your needs. You can even tailor your policy to provide additional coverage to your dwelling, contents, farm equipment, and farm buildings.

Property coverages

  • Dwelling
  • Personal property
  • Additional living expense and loss of rents coverage

Liability coverage

  • Bodily injury
  • Medical payments
  • Property damage
  • First aid expense
  • Incidental farm business pursuit (i.e. roadside stands)
  • Limited pollution

Coverage for your farm equipment and farm buildings
When you insure your farm equipment or farm buildings, some of the perils you receive protection from are:

  • Fire and lightning
  • Windstorm or hail
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism and malicious mischief
  • Glass breakage (farm building only)
  • Falling objects
  • Theft or attempted theft
  • Overturn or collision (farm equipment only)

Optional coverages

  • Named persons medical
  • Farm employee loss of wages
  • Farm employee liability

Additional coverages available

  • Water back-up and sump overflow
  • Jewelry
  • Earthquake
  • Additional animal perils
  • Farm equipment glass coverage
  • Business pursuits
  • All terrain vehicles
  • Identity fraud expense
  • Equine business liability
  • Weight of ice, sleet, and snow

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Why is catalytic converter theft skyrocketing, and what can you do about it?
Why is catalytic converter theft skyrocketing, and what can you do about it?

According to the National Insurance Crime Bureau (NICB), catalytic converter thefts have seen a significant increase across the country since March of 2020, the start of the global COVID-19 pandemic.

Look before you lock: Six tips to prevent child and pet heatstroke
Look before you lock: Six tips to prevent child and pet heatstroke

In 2020, 24 children across the United States died from heatstroke in unattended cars.