Our Special Form policy provides coverage for risk of direct physical loss of your dwelling unless it is otherwise excluded. Your contents are protected from the perils listed under the Broad Form Farmowners coverage. You may choose to broaden coverage on specific property (i.e. jewelry, furs) through the Scheduled Personal Property endorsement.

Some examples of risks that may be covered under the Special Form include:

• Wind-driven rain damage
• Paint spills
• Counter top scorching
• Aquarium spills damaging floors

Personal property replacement cost is also available.

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions