Ways to Save

Check out a brief description of some of our discounts below. If you're interested in learning more, chat with your local agent for specific rules and eligibilities.

Active automobile policy discount 
If you have an active automobile policy with us, you are qualified for up to a 20% reduction in your annual premium.

Dwelling age discount
Based on the age of your mobile home, you may be eligible for a discounted premium.

Protective devices discount
We'd be happy to reward you for safety enhancements made to your property, such as deadbolt locks, smoke alarms, fire extinguishers, security alarms systems, sprinkler systems, and more. 

"Property Plus" discount
We love to reward good members! Claim-free members and/or those with a qualifying insurance score may be eligible for a discount.

Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions. 

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Does my personal car insurance cover rental cars?
Does my personal car insurance cover rental cars?

Traveling is stressful enough without throwing in important last-minute decisions at the rental car counter. Read on for some of most frequently asked questions regarding rental car insurance.

Avoid 'fowl' play with these Thanksgiving cooking tips
Avoid 'fowl' play with these Thanksgiving cooking tips

Thanksgiving is the peak day for home cooking fires. In 2018, U.S. fire departments responded to more than 1,630 on that day alone.