Broad Form Farmowners Coverage
The Broad Form policy provides coverage on property not needing the additional protection offered by the Special Form.
Some of the causes of physical damage the Broad Form policy provides coverage for include:
- Fire [Broad Form Farmowner Insurance]
- Lightning
- Windstorm or hail
- Explosion
- Riot or civil commotion
- Aircraft
- Smoke
- Vehicles
- Vandalism or malicious mischief
- Accidental discharge/overflow of water/steam from within a plumbing, heating or AC system or domestic appliance
- Building glass breakage
- Theft or attempted theft (on/off premises)
- Falling objects (outside dwelling)
- Weight of ice, sleet, snow
- Sudden and accidental tearing apart, bulging, cracking or burning of a heating and/or AC system or water-heating appliance
- Sudden and accidental loss caused by artificially generated electrical currents
- Freezing
- Volcanic eruption
Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions.
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Three essential tips to ensure smooth sailing this boating season
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It’s easy to compile your list of boating must-haves, but if you’re forgetting safety, you could be heading for rough waters.
- Motorcycle helmets: Safety over style
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95 motorcyclists died on Kentucky roads in 2024, according to the Kentucky Office of Highway Safety. In the event of a crash, wearing a proper helmet may save your life.