Coverage Options
Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy is designed to provide additional liability coverage over and above your underlying liability policies. An umbrella policy provides extra protection over such policies as your auto, homeowner, or farmowner policy.
Available umbrella limits
- Additional liability coverage - $1 million up to $10 million
- Additional uninsured motorists coverage – available by endorsement - $1 million up to $3 million
- Additional underinsured motorists coverage – available by endorsement - $1 million up to $3 million
Common underlying policies or exposures
- Personal auto
- Farm auto
- Motorcycle
- Recreational motor vehicles (golf carts, ATVs, snowmobiles, etc.)
- Motorhomes
- Watercraft
- Teacher's liability
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Fallen trees: What's covered (and what's not) on your insurance policy
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Fallen trees, damages, and homeowners insurance, oh my! This list of FAQs may help you navigate what to do if a downed tree damages your – or your neighbor’s – property.
- 8 ways to prep your home for summer vacation
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As you ready your family for the summer adventures ahead, don’t forget to prep your home for your absence. Put your mind at ease by following these eight tips to prepare your home for summer vacation.