Coverage Options
Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy is designed to provide additional liability coverage over and above your underlying liability policies. An umbrella policy provides extra protection over such policies as your auto, homeowner, or farmowner policy.
Available umbrella limits
- Additional liability coverage - $1 million up to $10 million
- Additional uninsured motorists coverage – available by endorsement - $1 million up to $3 million
- Additional underinsured motorists coverage – available by endorsement - $1 million up to $3 million
Common underlying policies or exposures
- Personal auto
- Farm auto
- Motorcycle
- Recreational motor vehicles (golf carts, ATVs, snowmobiles, etc.)
- Motorhomes
- Watercraft
- Teacher's liability
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Hot topic: Fire safety is always in season
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According to the U.S. Fire Administration, 49 Kentuckians died in home fires in 2022. KFB Insurance encourages Kentuckians to take a few extra precautions to keep themselves, their loved ones, and their property safe from home and farm fires.
- 9 tips for avoiding a deer collision this fall
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Each year, the native white-tailed deer species is the cause of 150 human deaths and 1.5 million vehicle collisions nationally, according to the Insurance Institute for Highway Safety.