Coverage Options
Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy is designed to provide additional liability coverage over and above your underlying liability policies. An umbrella policy provides extra protection over such policies as your auto, homeowner, or farmowner policy.
Available umbrella limits
- Additional liability coverage - $1 million up to $10 million
- Additional uninsured motorists coverage – available by endorsement - $1 million up to $3 million
- Additional underinsured motorists coverage – available by endorsement - $1 million up to $3 million
Common underlying policies or exposures
- Personal auto
- Farm auto
- Motorcycle
- Recreational motor vehicles (golf carts, ATVs, snowmobiles, etc.)
- Motorhomes
- Watercraft
- Teacher's liability
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Fireworks safety: 4 keys to having a dynamite Fourth of July
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There’s no doubt that fireworks are fun, but they’re also the culprit of more than 10,000 hospital visits in the U.S. each year.
- Look before you lock: Six tips to prevent child and pet heatstroke
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In 2024, 39 children across the United States died from heatstroke in unattended cars.