Coverage Options
Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy is designed to provide additional liability coverage over and above your underlying liability policies. An umbrella policy provides extra protection over such policies as your auto, homeowner, or farmowner policy.
Available umbrella limits
- Additional liability coverage - $1 million up to $10 million
- Additional uninsured motorists coverage – available by endorsement - $1 million up to $3 million
- Additional underinsured motorists coverage – available by endorsement - $1 million up to $3 million
Common underlying policies or exposures
- Personal auto
- Farm auto
- Motorcycle
- Recreational motor vehicles (golf carts, ATVs, snowmobiles, etc.)
- Motorhomes
- Watercraft
- Teacher's liability
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- 6 simple ways to save water at home
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According to the Environmental Protection Association (EPA), the average American family uses more than 400 gallons per day at home—and 70 percent of that is water used indoors.
- What to do if your water heater leaks
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The last thing anybody wants is a broken water heater and a flooded residence, so what are the immediate steps that should be taken if a burst does occur, and what can you do prevent this from ever even happening?