Coverage Options
Kentucky Farm Bureau Insurance's Personal & Farm Umbrella Liability Policy is designed to provide additional liability coverage over and above your underlying liability policies. An umbrella policy provides extra protection over such policies as your auto, homeowner, or farmowner policy.
Available umbrella limits
- Additional liability coverage - $1 million up to $10 million
- Additional uninsured motorists coverage – available by endorsement - $1 million up to $3 million
- Additional underinsured motorists coverage – available by endorsement - $1 million up to $3 million
Common underlying policies or exposures
- Personal auto
- Farm auto
- Motorcycle
- Recreational motor vehicles (golf carts, ATVs, snowmobiles, etc.)
- Motorhomes
- Watercraft
- Teacher's liability
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- Do you know what to do after a car crash?
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If you are involved in an auto accident, first and foremost, tend to the safety of everyone involved.
- Cruising Kentucky: 5 essential motorcycle safety tips
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Cruising the backroads of the Bluegrass on a bike is a great way to experience the scenic beauty of our state. However, driving or riding on a motorcycle can also be dangerous. Safe riding requires preparation, coordination, and excellent judgment.