Coverage Options

Kentucky Farm Bureau Insurance insures all types of boats, including:

  • Sailboats
  • Houseboats
  • Pontoon boats
  • Cruisers
  • Motorboats
  • Fishing boats
  • Ski boats
  • Personal watercraft

Property protection coverage

  • This coverage provides protection against direct and accidental loss to the described boat, motor, trailer and accessories.

Personal liability protection

  • This coverage provides protection to the insured person who becomes legally obligated to pay damages for bodily injury or property damage.

Medical payments to others coverage

  • This coverage pays reasonable medical expenses incurred by others subject to all policy provisions.

Uninsured watercraft coverage

  • This coverage will pay damages for which the insured or a resident relative are legally entitled to recover from the owner or operator of an uninsured boat.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Three essential tips to ensure smooth sailing this boating season
Three essential tips to ensure smooth sailing this boating season

It’s easy to compile your list of boating must-haves, but if you’re forgetting safety, you could be heading for rough waters.

Fireworks safety: 4 keys to having a dynamite Fourth of July
Fireworks safety: 4 keys to having a dynamite Fourth of July

There’s no doubt that fireworks are fun, but they’re also the culprit of more than 10,000 hospital visits in the U.S. each year.