Do I need flood insurance?
Anywhere at risk of rain is at risk of flood. Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year, according to the National Flood Insurance Program (NFIP). Homeowners and renters policies written through Kentucky Farm Bureau Insurance do not cover flood damage.
Flood insurance is a great extra layer of protection no matter where you live. If you live in a "high risk" area, you may be required to have flood insurance, but floods can happen anywhere. In fact, more than 20 percent of flood claims come from properties outside the high risk flood zone, according to the NFIP.
For more valuable information from the NFIP, click here.
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- How to properly prepare your home for winter weather
Proper maintenance protects the longevity of your home. Tackling a few seasonal chores in the fall may help save you from a costly winter disaster.
- Avoid 'fowl' play with these Thanksgiving cooking tips
Thanksgiving Day is by far the leading day for home cooking fires, with more than three times as many cooking fires occurring on that day as a typical day of the year.