Do I need flood insurance?

Anywhere at risk of rain is at risk of flood. Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year, according to the National Flood Insurance Program (NFIP). Homeowners and renters policies written through Kentucky Farm Bureau Insurance do not cover flood damage. 

Flood insurance is a great extra layer of protection no matter where you live. If you live in a "high risk" area, you may be required to have flood insurance, but floods can happen anywhere. In fact, more than 20 percent of flood claims come from properties outside the high risk flood zone, according to the NFIP. 

For more valuable information from the NFIP, click here.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Rollout of new, secure driver's licenses begins in March
Rollout of new, secure driver's licenses begins in March

Transportation officials share preliminary schedule, urge Kentuckians to prepare documentation now.

Why should Kentuckians consider earthquake insurance?
Why should Kentuckians consider earthquake insurance?

Kentucky is one of 16 states at the highest risk for earthquakes, according to the United States Geological Survey.