Do I need flood insurance?
Anywhere at risk of rain is at risk of flood. Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year, according to the National Flood Insurance Program (NFIP). Homeowners and renters policies written through Kentucky Farm Bureau Insurance do not cover flood damage.
Flood insurance is a great extra layer of protection no matter where you live. If you live in a "high risk" area, you may be required to have flood insurance, but floods can happen anywhere. In fact, more than 20 percent of flood claims come from properties outside the high risk flood zone, according to the NFIP.
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- After the storm: Important steps to protect your home following flood damage
-
-
If a flood has occurred in your local area, there are several steps you can take to begin a safe and effective recovery.
- Flood insurance 101
-
-
Floods are the nation’s most common and costly natural disaster, producing millions of dollars of destruction every year, according to the National Flood Insurance Program.