Do I need flood insurance?
Anywhere at risk of rain is at risk of flood. Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year, according to the National Flood Insurance Program (NFIP). Homeowners and renters policies written through Kentucky Farm Bureau Insurance do not cover flood damage.
Flood insurance is a great extra layer of protection no matter where you live. If you live in a "high risk" area, you may be required to have flood insurance, but floods can happen anywhere. In fact, more than 20 percent of flood claims come from properties outside the high risk flood zone, according to the NFIP.
For more valuable information from the NFIP, click here.
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- 6 simple ways to save water at home
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According to the Environmental Protection Association (EPA), the average American family uses more than 400 gallons per day at home—and 70 percent of that is water used indoors.
- What to do if your water heater leaks
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The last thing anybody wants is a broken water heater and a flooded residence, so what are the immediate steps that should be taken if a burst does occur, and what can you do prevent this from ever even happening?