Risk by county

Due to Kentucky's proximity to the New Madrid Seismic Zone, some areas of the state are substantially more susceptible than others. Check out the map below to assess your risk:

New Madrid Seismic Zone with risks to Kentucky

 

Counties at critical risk of earthquake damage:
Ballard, Carlisle, Fulton, Graves, Hickman, and McCracken 

Counties at high risk of earthquake damage:
Caldwell, Calloway, Crittenden, Henderson, Hopkins, Livingston, Lyon, Marshall, Trigg, Union and Webster.

Counties at moderate risk of earthquake damage:
Allen, Barren, Bath, Bell, Bourbon, Breathitt, Breckenridge, Butler, Christian, Clark, Clay, Clinton, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Garrard, Grayson, Hancock, Hardin, Harlan, Harrison, Hart, Jackson, Jessamine, Johnson, Knott, Knox, Laurel, Lee, Leslie, Letcher, Lincoln, Logan, Madison, Magoffin, Martin, McCreary, McLean, Meade, Menifee, Montgomery, Morgan, Muhlenberg, Nicholas, Ohio, Owsley, Perry, Pike, Powell, Pulaski, Rockcastle, Rowan, Russell, Scott, Simpson, Todd, Warren, Wayne, Whitley and Wolfe.

All unlisted counties are at low risk of earthquake damage.

Life's Blueprints: A KFB Insurance Blog

Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.

Frozen pipe prevention 101
Frozen pipe prevention 101

Frozen water can wreak havoc on metal or plastic pipes, no matter their strength. According to the Insurance Institute for Business and Home Safety, a 1/8th inch crack in a pipe can spew up to 250 gallons of water a day!

Repair fraud prevention checklist
Repair fraud prevention checklist

Homeowners impacted by strong storms may find themselves in need of contractors to repair damaged homes or clean up fallen debris. When major storms hit, it is not unusual for “storm chasing” contractors to arrive on the scene looking for work. Hiring these contractors can be risky.