Risk by county
Due to Kentucky's proximity to the New Madrid Seismic Zone, some areas of the state are substantially more susceptible than others. Check out the map below to assess your risk:

Counties at critical risk of earthquake damage:
Ballard, Carlisle, Fulton, Graves, Hickman, and McCracken
Counties at high risk of earthquake damage:
Caldwell, Calloway, Crittenden, Henderson, Hopkins, Livingston, Lyon, Marshall, Trigg, Union and Webster.
Counties at moderate risk of earthquake damage:
Allen, Barren, Bath, Bell, Bourbon, Breathitt, Breckenridge, Butler, Christian, Clark, Clay, Clinton, Daviess, Edmonson, Elliott, Estill, Fayette, Fleming, Floyd, Garrard, Grayson, Hancock, Hardin, Harlan, Harrison, Hart, Jackson, Jessamine, Johnson, Knott, Knox, Laurel, Lee, Leslie, Letcher, Lincoln, Logan, Madison, Magoffin, Martin, McCreary, McLean, Meade, Menifee, Montgomery, Morgan, Muhlenberg, Nicholas, Ohio, Owsley, Perry, Pike, Powell, Pulaski, Rockcastle, Rowan, Russell, Scott, Simpson, Todd, Warren, Wayne, Whitley and Wolfe.
All unlisted counties are at low risk of earthquake damage.
Life's Blueprints: A KFB Insurance Blog
Information that will help keep you and your loved ones safe and savvy – whether you’re on the road or in your old Kentucky home.
- After the storm: Important steps to protect your home following flood damage
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If a flood has occurred in your local area, there are several steps you can take to begin a safe and effective recovery.
- Flood insurance 101
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Floods are the nation’s most common and costly natural disaster, producing millions of dollars of destruction every year, according to the National Flood Insurance Program.