Product and Risk Management

Product and Risk Management is responsible for reviewing and underwriting Kentucky Farm Bureau’s (KFB) property and casualty insurance and providing service to policyholders. Product and Risk Management is divided into five functional areas:

Underwriting Administration underwrites all lines of business. This area also manages the incorporated KFB Insurance Agency, which brokers coverages for lines of insurance or individual risks that cannot be written in the Kentucky Farm Bureau companies.

Agency Underwriting Support assists the agency force in maintaining a profitable book of business and in meeting goals by providing valuable information and facilitating the re-underwriting process.

Underwriting Services is responsible for product development, enhancement and implementation; systems automation through project management; filings to the Department of Insurance; and resolving compliance issues.

Policy Services provides customer service to insureds with timely information regarding changes in insurance coverage or billings. Other functions of Policy Services include Auto and All-lines Processing.

Product Analysis and Research is responsible for the research and evaluation of the property/casualty insurance market and the insurance products that serve this market.