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Dwelling Fire Insurance


Kentucky Farm Bureau Insurance Company provides insurance for dwellings, contents and private structures used solely for residential purposes. The dwelling fire program provides coverage for owner and rental property, as well as builders' risk policies.

Dwelling Fire Insurance Does Not Offer Liability or Theft Coverage.

Dwelling Fire Insurance Offers Three Coverage Options Based On Our Underwriting Guidelines.
They are:Dwelling Insurance

  • Basic
  • Broad
  • Special Perils

The Basic Policy Covers:

  • Fire or lightning
  • Windstorm or hail
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or malicious mischief

The broad policy covers:

  • Fire or lightning
  • Windstorm or hail
  • Explosion
  • Riot or civil commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or malicious mischief
  • Breakage of glass or safety glazing materials
  • Burglary
  • Falling objects
  • Weight of ice, snow or sleet
  • Collapse
  • Accidental discharge or overflow of water or steam
  • Sudden and accidental tearing apart, cracking, burning or bulging
  • Freezing
  • Sudden and accidental damage from artificially generated electric current

The special policy covers all risk of physical loss except those excluded within the policy.

Representations contained in this web page are for illustration purposes only. Coverage availability is subject to eligibility and other qualifications. Please consult your policy for actual contract coverage and exclusions. (08-99)

 


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